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Expert mortgage broker from Scale Mortgage explaining loan structure options to a client.

Latest Post – 22 minutes Read

Mastering Loan Structures for Australian Property Investors.Unlock the secrets of how top Australian property investors structure their loans to maximize returns. Learn about the benefits of fixed-rate vs. variable-rate loans, and understand essential metrics like Loan-to-Value Ratio (LVR) and Debt Service Coverage Ratio (DSCR). Discover advanced strategies such as loan diversification and cross-collateralisation, and stay updated on recent tax changes affecting property investments. Consult with experienced Australian financial advisors to personalize your loan strategy and achieve your financial goals.

Home Buying

15 Articles

Learn everything you need to know about buying a home.

Refinancing

1 Articles

Understand the ins and outs of refinancing.

Loan Types

8 Articles

Understand the different loan types to figure out which ones might be right for you.

Mortgage Mastery

15 Articles

Learn about general mortgage topics and terms.

Servicing

9 Articles

Tips for managing your mortgage.

Featured Resources

What is a home loan comparison rate?

Apr 5, 20246 min read
Ever stumbled upon the term ‘comparison rate’ while checking out home loans and wondered what it’s all about? You’re in the right place! This article is going to break down what a comparison rate is and why it’s something you shouldn’t overlook when looking for a home loan. A comparison rate isn’t just about the interest rate; it includes other fees and costs, giving you the full picture of what you’ll be paying. It’s like the full price tag of your loan. Understanding this rate is key because it helps you compare different loans properly, making sure you’re getting a great deal. Let’s dive in and find out how this works and why ScaleMortgage is your go-to for navigating these waters.

Your First Time Home Buyer Guide in Perth

Apr 4, 20249 min read
Are you starting on the journey to buy your first home in Perth? It’s a big step, but it might seem like you’re walking through a maze with all the talk about loans and government schemes. Fear not! This guide is here to help first-time home buyers in Perth find their way to owning a dream home. From understanding the Perth property market to getting to grips with government help and choosing the right neighbourhood, we’ve got you covered. Let’s break it down and see how ScaleMortgage can support you in making one of the biggest decisions of your life.

Investment Property in Perth

Apr 4, 20248 min read
Thinking about investing in a property in Perth? You’re on to something good! Perth is booming, with its beautiful beaches, vibrant culture, and a strong job market making it a hot spot for investors. Whether you’re looking at buying your first investment property or adding to your portfolio, Perth’s property market is packed with opportunities. In this guide, we’ll cover why Perth is a great place for property investment, what the current market looks like, and how ScaleMortgage can help you snag the best loan rates for your investment. Let’s dive into the world of property investment in Perth and uncover how you can make the most of it.

Mortgage Broker vs Bank

Apr 4, 20248 min read
Thinking about buying a home or investment property in Perth? You might be weighing up whether to go with a bank for your loan or use a mortgage broker. Choosing the right path can make a big difference, especially when it comes to saving money. This article will break down the benefits of opting for a Perth mortgage broker over a bank. From wider loan options to personalised advice, see how working with a broker, like ScaleMortgage, can lead to better savings and a smoother journey to property ownership.

Best Home Loan Rates – Save with ScaleMortgage

Apr 4, 20248 min read
Looking for the best home loan rates in Perth? ScaleMortgage is here to help! We’re all about giving Perth homebuyers the edge with competitive rates and a range of mortgage options. From fixed-rate mortgages to investment loans and cash-back refinancing, we’ve got the tools to help you secure your dream home without breaking the bank. In this article, we’ll dive into how ScaleMortgage can help you save on your home loan with our top-notch rates and services. Whether you’re a first-time buyer or looking to invest, we’re your go-to for making smart, savings-filled mortgage decisions in Perth.

Why Getting a Mortgage Broker Can Save You Thousands $$$

Mar 12, 20247 min read
Ever pondered the true value of a mortgage broker in your home buying journey? A mortgage broker could be your financial ally, steering you through the sea of home loan options to secure the best deals and save you thousands. At ScaleMortgage, we’re committed to making your mortgage process as seamless and advantageous as possible. In this concise guide, we delve into why choosing a mortgage broker over going it alone or sticking with a single bank can unlock substantial savings and tailor-fit mortgage solutions for your property dreams.

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