Home / Servicing


9 Articles
Tips for managing your mortgage.

An open door to a welcoming home with a piggy bank nearby, no coins in sight, symbolizes the journey to homeownership with ScaleMortgage's no deposit home loans, set against a backdrop of green (#00BE61).

Latest Post – 6 minutes Read

No Deposit Home Loans

Dreaming of homeownership but find the upfront deposit a barrier too high to climb? You're not alone. In today's financial climate, accumulating a substantial deposit presents a significant hurdle for many. Enter the realm of no deposit home loans with ScaleMortgage, where your dream of owning a home need not be stifled by the absence of a deposit. This guide delves into how no deposit home loans operate, illustrating ScaleMortgage's role in making homeownership accessible without the conventional upfront financial burden.

Featured Resources

Single mother and her child celebrating outside their new home, facilitated by a Scale Mortgage single parent home loan.

Single Parent Home Loan

Apr 7, 20248 min read
Embarking on the homeownership journey as a single parent might seem daunting amidst the financial challenges and responsibilities. However, the dream of owning a home is far from unreachable. This guide introduces “Single Parent Home Loan” options in Australia, highlighting pathways like the Family Home Guarantee and low deposit mortgages, designed to ease the entry into homeownership for single parents. With ScaleMortgage’s support, uncover how these accessible financing solutions can transform your dream into a tangible reality, offering a solid foundation for you and your family.
A pathway leading to a welcoming house with a small down payment sign, illustrating the accessible journey to homeownership with ScaleMortgage's low deposit home loans.

Unlocking Low Deposit Home Loans

Apr 7, 20248 min read
Owning a home is a milestone many aspire to, but the prospect of saving for a substantial deposit can be daunting, if not seemingly impossible for some. Enter the world of low deposit home loans, a beacon of hope for those yearning to step onto the property ladder without the hefty upfront financial burden. This article unfolds how ScaleMortgage paves the way for aspiring homeowners, highlighting the accessibility and benefits of low deposit home loans. Dive into how these financial solutions can transform the dream of homeownership from a distant vision into an achievable reality, particularly for first-time buyers and individuals facing financial constraints.
A diverse family silhouette stands together under a large protective umbrella covering a cosy house, set against a warm, green background, symbolising the security and support provided by the Family Home Guarantee scheme with ScaleMortgage.

The Family Home Guarantee: Your Path to Home Ownership

Apr 7, 20246 min read
Embarking on the homeownership journey as a single parent or with a modest income in Australia might seem daunting due to the significant financial hurdle of saving for a deposit. Yet, the Family Home Guarantee scheme emerges as a beacon of hope, offering a tangible pathway to acquiring a home with as little as a 2% deposit. This article dives into how the Family Home Guarantee can transform the homeownership landscape for single parents and low-income families, with ScaleMortgage standing by to guide you through every step of the process. Learn about the eligibility, benefits, and how partnering with ScaleMortgage can make navigating this government-backed scheme smoother, turning the dream of owning a home into a reality.
Illustrative graph showing Loan to Value (LTV) ratio, essential for understanding mortgage financing.

What is Loan to Value Ratio?

Apr 6, 20245 min read
Wondering about Loan to Value Ratio (LVR) as you step into buying your first home? LVR is a key term in the home buying world, showing the percentage of the property’s value that your loan covers. The lower your LVR, the bigger your deposit compared to your loan amount. This guide dives into why LVR matters, especially when applying for a home loan, and how keeping it under 80% can be beneficial. We’ll also cover how ScaleMortgage can assist you in understanding and potentially lowering your LVR to secure a better loan deal, saving you money and making your home buying journey smoother.
Insightful depiction of Home Loan Comparison Rates, illustrating the journey towards understanding the full costs of mortgages with Scale Mortgage's guidance. Symbols of growth, prosperity, strategic planning, and the impact on individual financial futures are highlighted, all enveloped in our brand's warm, primary colour.

What is a home loan comparison rate?

Apr 5, 20246 min read
Ever stumbled upon the term ‘comparison rate’ while checking out home loans and wondered what it’s all about? You’re in the right place! This article is going to break down what a comparison rate is and why it’s something you shouldn’t overlook when looking for a home loan. A comparison rate isn’t just about the interest rate; it includes other fees and costs, giving you the full picture of what you’ll be paying. It’s like the full price tag of your loan. Understanding this rate is key because it helps you compare different loans properly, making sure you’re getting a great deal. Let’s dive in and find out how this works and why ScaleMortgage is your go-to for navigating these waters.
Innovative Australian Mortgage Broker ScaleMortgage showcasing a variety of home loan options, illustrating greater savings compared to traditional bank offerings.

Mortgage Broker vs Bank

Apr 4, 20248 min read
Thinking about buying a home or investment property in Perth? You might be weighing up whether to go with a bank for your loan or use a mortgage broker. Choosing the right path can make a big difference, especially when it comes to saving money. This article will break down the benefits of opting for a Perth mortgage broker over a bank. From wider loan options to personalised advice, see how working with a broker, like ScaleMortgage, can lead to better savings and a smoother journey to property ownership.
Scroll to Top